**Savvy Money System – Terms of Use**

Effective Date: 2/25/2023

Welcome to the Savvy Money System (the “Site”). These Terms of Use (“Terms”) outline the rules and regulations for using our coaching services and accessing the content on our Site. By accessing or using the Site, you agree to comply with these Terms. If you do not agree with these Terms, please do not use the Site.

**1. Membership and Access**

1.1. To access certain areas of the Site and its content, you may need to register for a membership. You agree to provide accurate, complete, and up-to-date information during the registration process.

1.2. You are responsible for maintaining the confidentiality of your membership credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.

**2. Content and Use**

2.1. All content provided on the Site, including but not limited to text, graphics, videos, and downloadable materials, is for informational purposes only. It does not constitute professional advice or replace personalized coaching.

2.2. You may not copy, distribute, modify, transmit, reuse, or republish any content from the Site without prior written consent.

2.3. You agree not to use the Site for any unlawful purpose or in any way that may damage, disable, overburden, or impair the Site’s functionality.

**3. Coaching Services**

3.1. Our coaching services are designed to provide guidance, support, and resources to help you achieve your goals. However, results may vary and we cannot guarantee specific outcomes.

3.2. Any communication or interaction with coaches, mentors, or other members should be respectful and professional. Harassment or inappropriate behavior will not be tolerated.

**4. Payments and Billing**

4.1. If there are membership fees associated with the use of the Site, you agree to pay these fees as outlined during the registration process.

4.2. Payments are non-refundable unless otherwise specified.

**5. Privacy**

5.1. Your privacy is important to us. Please review our Privacy Policy here to understand how we collect, use, and safeguard your personal information.

**6. Intellectual Property**

6.1. All content and materials provided on the Site are protected by copyright, trademark, and other intellectual property laws. You agree not to infringe upon our intellectual property rights.

**7. Termination**

7.1. We reserve the right to terminate or suspend your membership and access to the Site, with or without cause, at any time.

**8. Changes to Terms**

8.1. We may update these Terms from time to time. You will be notified of any significant changes. Continued use of the Site after such changes constitutes your acceptance of the new Terms.

**9. Limitation of Liability**

9.1. We are not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of the Site or any content provided therein.

**10. Governing Law**

10.1. These Terms shall be governed by and construed in accordance with the laws of New Hampshire, without regard to its conflict of law principles.

By using the Site, you acknowledge that you have read, understood, and agreed to these Terms. If you have any questions, please contact us through our client care page.